DTCI: Settling a lawsuit over the policyholder’s objection
In many instances, a policy-limits demand results in a discussion between defense counsel and the policyholder about the policyholder’s desire to settle the lawsuit to avoid the risk of personal exposure and/or to avoid the emotional stress of litigation. But what if the policyholder does not want to settle the lawsuit? What if the policyholder wants her day in court? What if the policyholder is willing to risk personal exposure? What should defense counsel and the insurance company do if they believe the case should be settled?